So, we’ve all been there, your friend approaches you and asks you to lend them some money.  What do you do?  Well, the simple answer to this age old question is you tell the “no”.  I’ts never a good idea to lend your friend money.  If you decide to lend your friend money anyway, be prepared to never see that money again.  Friends have a special relationship with you that others do not.  They don’t treat borrowing money from you like they do borrowing money from the bank.  Most people think “well this is my friend, I can pay them back whenever I feel like it”.  If you lend your friend money be prepared to deal with this type of attitude. 

To be clear, I’m not saying that friends will never pay money back that they borrow from you.  However, this is one of the number one things that ruins a friendship.  You lend your friend money and they never pay it back, who wants to be around a person like that and do they really consider you a friend if they’re willing to disrespect you in this manner?

Avoid friendship issues by not allowing your friends to borrow money from you.

So it’s summertime and you’ve elected the cheaper option and decided to hire a babysitter rather than putting your child in daycare.  There will come a time when the babysitter decides that thier services are worth more than what you’re currently paying them.  The babysitter will come to you with some sort of excuse that lends credit to them needing to raise your rates.  Some of these items include “the economy” “food prices” “gas prices” and on and on.  So how do you handle it without offending them?  It’s pretty simple.

First off remind them that all of these “issues” are affecting you as well.  Explain to them that you feel the price that you are paying is enough for the service that they’re providing.  Also remind them that one of the reasons you choose them was due to the fact that they’re a little cheaper than daycare and that if you pay them any more money that it will be more economical to take you’re children to the daycare.

I ran accross this situation myself earlier today.  The babysiter let me know that she would need an extra 25 dollars per week to cover the costs of food.  Now I don’t know about your children but my daughter does not consume 25 dollars worth of lunch per week.  Her lunch usually consists of either a lunchable, grilled cheese, hotdogs, or some other type of sandwhich.  I explained to the babysitter that if food is an issue then I will start sending her food with her daily so that it is no longer an issue to her.  The babysitter didn’t seem to like this option which tells me that she was looking to get a bit more spending money.  So instead of paying her more money I’ve decided to switch to a new summer camp/daycare that will be watching her for the same price that the babysitter was watching her for. 

The lesson to be learned here is to be careful what you wish for, don’t try to take advantage of someone for that little bit of extra spending money because you may end up not having that extra money at all.

In life nothing is certain. You get married and think things are going to last forever but unfortunately things don’t always work out and some of us get divorced.

Divorce is a tough situation to go through especially if children are involved. One of the best things you can do for yourself as well as your children is to get along with your ex-wife or ex-husband. I know that things are not easy especially when you’re so emotionally involved with the situation but in the end it will be better for everyone if you can get along with your ex-spouse.

Here are some things that will help you along the way:

-It’s best to work things out together rather than through an attorney.
-Be civil and open minded with eachother when speaking
-If an arguement arises respectfully excuse yourself until you both cool off
-Don’t involve outside parties, if you have a girlfriend or boyfriend keep them to yourself, no good can come from involving them in your conversations (this is especially true during and right after a divorce)
-Remain neutral even when your Ex is at fault
-Explain to your Ex what they are doing that is affecting you negatively and try to work on things so it doesn’t happen in the future

These are just some tipe I have for getting along with your ex-wife or ex-husband. Being divorced myself I have learned these things along th way.

I just read an article saying that Subway has sent multiple cease and desist letters to businesses using the word “footlong” to describe their sandwhiches. You have to be kidding me! I’m so sick of these big businesses thinking they can push the little guys around. Not only is it bullying but its moronic, how is it that a company thinks that they can own a word that is so common in the english vocabulary?

I think the main problem here is that our legal system in the United States is out of control, people are allowed to sue for pretty much anything and there are little to no reprucusions for doing so, coupled with the fact that we also have some out of control judges that actually rule on the side of these frivolous cases. Get a grip people, common sense can still prevail…

I’d like to see Subway come out here and do the right thing but something tells me that’s not going to happen. Maybe I’ll find myself a new sandwhich shop to eat at.